In any kind of traveling whether it is a holiday trip to a beach or an official trip to a business destination, you only think of the fun you are going to have. But the long-term tourists and business travelers as well as other members of the travel industry are aware that while traveling is a lot of fun it is also a lot of the unknown. Delays, flight cancellations, delayed or lost luggage not to mention medical cases while on the journey, make travel insurance an essential buy.