Smarter home mortgage planning is essential to getting mortgage-free sooner, yet sadly, many are poorly educated on their options and rights. What you need is an ally – someone outside of a bank who can offer you personal attention in evaluating your profile, a review that must take into account the larger market forces at hand. Without a customized mortgage planner you may lack a good grasp on all the opportunities you might be eligible for and make yourself vulnerable to unsavory practices by institutions that do not have your best interests at heart.